Q: "A patron in a bar room falls and injures her foot. The bar owner claims she was intoxicated; the patron claims the floor was wet.
The bar owner does not have a separate liquor liability policy in place. Should the CGL policy at least step in to defend the insured? Shouldn’t medical payments apply?
A: “The bar owner appears to have made at least two critical mistakes:
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Cited from iamagazine.com